In the 1940s or ‘50s, if you owned a bank, you needed physical locations—these were your “branches”—and you needed people to staff those branches. You’d have your bank managers, your loan officers, and you’d have your bank tellers. When a customer wanted to deposit a check or check their balance or make a withdrawal, they’d talk to one of the tellers; and because this was the highest-volume type of interaction that people would have with your bank, you’d have to hire tellers in huge numbers.
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We cannot simply be along for the ride. We must shape AI as much as it is shaping us.